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The Ins And Outs Of Insurance Advice

Find out where you’re going wrong with insurance and how to get a better deal.

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Why Insure Ezy Cover Guarantee

Our team is 100% committed to providing you with superior customer service at all times. We also guarantee to exhaust every possible option to find you a better life insurance policy.

The next generation in life insurance online!

Life Insurance, Income Protection Insurance & Trauma Insurance

Why Insure is the next generation advice centre on life insurance in Australia – a revolution in fact. We only recommend independently rated Life Insurance, Income Protection Insurance, Total Permanent Disablement and Trauma Insurance cover options from companies that are reputable and have a solid financial standing.

Why Insure is part of the Why Group, which was established in 2003 and has been providing Australian’s with specialist financial advice for over 7 years.

What we are all about!

Living in a world full of call-centres, touch tone telephones and message banks can be so frustrating, especially when all you really want is answers. Our main objective is to provide you with real solutions in the quickest possible time.

In our experience, people prefer to have a personal and long-standing relationship with the people they are receiving advice from and this is particularly significant when taking financial advice.

For these reasons, our aim is always to look at your individual situation on its own unique merits. We will discuss your situation with you one-to-one and prepare a plan that takes into account your overall objectives. All our recommendations are backed by extensive research to ensure that you’re getting the right cover for your own individual needs.

You’ll always have a single point of contact that will be able to help you with your situation and be ready to answer any of your questions or queries.

Cover Your Ifs!

In life anything can happen to any one of us, regardless of race, religion, age or gender. It is the unexpected events that can cause the most stress & worry and it’s these same things that people tend to not think about until it is too late.

Cover your ifs is about being aware of the real fact that everyone is vulnerable & exposed to different risks every single day.  Things can and do go wrong whether we like it or not.

We may think we are in control of our lives only to find that the control we once thought we had can quickly disappear when a Doctor tells us we have an incurable type of cancer or a clot in the brain which requires life saving surgery.

These and many other types of illnesses (curable or incurable), accidents and sicknesses are all risks we will most likely have to face in our lifetime.

The Situation (ifs) The Risk The Solution
You suffer a serious injury Who will help pay my mortgage? Your Income Protection Insurance
You are diagnosed with cancer Who will pay for my medical bills? Your Trauma (Recovery) Insurance
You die from a terminal illness Who will look after my family? Your Term Life (Death) Insurance
You get permanently disabled Who will help look after me? Your TPD Insurance Cover

The easiest thing to do is nothing, but will that help protect you and your family from suffering emotional and financial pain?

Types of Life Insurance Cover

  • Term Life Insurance for Australian citizens (Death Cover)
  • Total Permanent Disablement Cover ( TPD Insurance )
  • Trauma Insurance (Recovery Insurance)
  • Income Protection Insurance Australia, Income protection.

Life Insurance Coverage Explained

Term Life Insurance in Australia

Term Life Insurance also known as Death Cover, provides your loved ones with a lump sum upon your death or if diagnosed with a terminal illness. Term Life Cover gives your family a fighting chance and the freedom to choose a more financially secure future at one of life’s most difficult and challenging times.

Total & Permanent Disability Insurance (TPD Insurance)

Total and Permanent Disability insurance also known as TPD Cover provides a lump sum if you suffer an illness or injury that leaves you totally and permanently disabled. TPD lump sum payments are generally used to eliminate debts, pay for medical costs or fund any permanent lifestyle changes resulting from disablement.

Trauma Insurance

Trauma Insurance also referred to as Recovery Insurance provides you with a lump sum on the diagnosis of a specified serious medical condition(s). These medical conditions or injuries can vary between insurers but they generally include cancer, stroke, heart attack and blindness.

Income Protection in Australia pays a monthly benefit amount while you are unable to work and earn an income as a result of illness or injury. Many policies will cover up to 75% of your salary if you are totally or partially disabled. By replacing your regular income, Income Protection payments can help you and your family maintain a level of financial normality.

Whether you’re looking at Trauma Insurance, TPD Insurance, Life Insurance  or Income Protection ( Australia ) we have the options to help cover all your bases.

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